PhilHealth to employers: Register retiring employees
Manila (11 November) -- Government and private sector employers must facilitate the registration of their retiring employees as lifetime members of the Philippine Health Insurance Corporation (PhilHealth) before formally ending their employment services.
This was announced recently by PhilHealth President and CEO Dr. Rey B. Aquino, saying that the move is expected to ease the burden of retirees in securing their identification cards as lifetime members of PhilHealth. "With the help of their employers, these retiring employees are spared from the effort and even the hassles of reporting to PhilHealth offices just to submit the documents themselves".
Retired employees who have reached 60 years old and have paid at least 120 monthly contributions during their active years in service shall enjoy lifetime PhilHealth coverage without having to pay additional premiums to the National Health Insurance Program (NHIP). However, qualified retirees should be able to register first into the Lifetime Member Program before they can avail themselves of the privilege.
The move is PhilHealth's way of showing how it appreciates and honors its members who have contributed to the program during their active years in service. Enrolling them as lifetime members will surely give them more peace of mind knowing that even in their retirement age, they are assured of PhilHealth coverage.
The automatic registration scheme was provided for in PhilHealth Circular 28, s-2010 which was published recently. The said circular requires employers to provide PhilHealth with pertinent documents of their retiring employees at least three months prior to the date of their retirement or as soon as the employer approves their retirement application.
Among the documents needed for processing of PhilHealth ID cards for lifetime members are duly accomplished PhilHealth Member Registration Form, copy of employee's birth certificate or any two valid IDs, two pieces latest 1 x 1 ID picture, approved retirement application and copy of their valid retirement documents. A complete listing of the requirements can be accessed through www.philhealth.gov.ph.
"Lifetime members comprise a little over two percent of PhilHealth's total membership of 21.6 million," added Aquino.
The Circular guarantees that all premium contributions made by retiring employees from their previous employers and even those made under any other PhilHealth membership programs shall be counted in case they do not meet the minimum requirement of 120 monthly contributions under their present employer. "They just need to submit proofs of payments as supporting documents," Aquino said.
On the other hand, retirees who have completed the required number of contributions but have not reached 60 years old yet are advised to continue paying their premiums as individually paying members until they meet the minimum age requirement. (PHIC) [top]